Blog Posts

Mortgage Note Fund vs. Rental Property: Passive Income Compared
Mortgage Note Fund vs. Rental Property: Passive Income Compared | Labrador Lending Passive Real Estate Investing Mortgage Note Fund vs. Rental Property: Which Builds Better

Solo 401(k) vs. Self-Directed IRA for Note Investing
Solo 401(k) vs. Self-Directed IRA for Note Investing | Labrador Lending Retirement Account Investing Solo 401(k) vs. Self-Directed IRA for Mortgage Note Investing Both let

How to Choose a Self-Directed IRA Custodian for Note Investing
How to Choose a Self-Directed IRA Custodian for Note Investing | Labrador Lending Self-Directed IRA Investing How to Choose a Self-Directed IRA Custodian for Mortgage

Why a Self-Directed IRA Is the Ideal Home for Mortgage Note Income
Why a Self-Directed IRA Is the Ideal Home for Mortgage Note Income | Labrador Lending Self-Directed IRA Investing Why a Self-Directed IRA Is the Ideal

Why Savvy Investors Are Turning to Mortgage Note Funds in 2026
Why Savvy Investors Are Turning to Mortgage Note Funds in 2026 | Labrador Lending Passive Investing · Mortgage Notes Why Savvy Investors Are Turning to

How Non-Performing Notes with Deceased Borrower Get Resolved: A Real-World Case Study
How Non-Performing Notes Get Resolved: A Real-World Case Study | Labrador Lending Real-World Case Study Non-Performing Notes · Asset Management · Full-Cycle Execution How Non-Performing

Self-Directed Roth vs. Traditional IRA for Alternative Investments | Labrador Lending
Self-Directed Roth vs. Traditional IRA for alternative investments — compare tax treatment, RMDs, SEP and SIMPLE IRAs, and which account maximizes passive income from mortgage note funds.

What Is a Mortgage Note?
A mortgage note is a borrower’s legal promise to repay a real estate loan — and a tradeable asset investors buy for passive income. Learn how mortgage notes work.

What Is an Accredited Investor?
An accredited investor meets SEC income or net worth thresholds that unlock access to private investments. Learn the 2026 requirements and how to verify your status.

What Is a Preferred Return in Real Estate Investing?
A preferred return guarantees investors receive a set return before fund managers earn profits. Learn how it works, why it matters, and how it protects passive investors.

Passive Real Estate Investing — No Property Required
How to Invest Passively in Real Estate Without Owning Property | Labrador Lending Passive Investing · Real Estate Income How to Invest Passively in Real

Mortgage Note Fund vs. REIT: The Complete Comparison for Accredited Investors (2026)
Mortgage Note Fund vs. REIT: The Complete Comparison for Accredited Investors (2026) | Labrador Lending Accredited Investors Mortgage Note Fund vs. REIT 📖 13–15 min

What Is a Mortgage Note Fund? How Accredited Investors Earn Monthly Passive Income
What Is a Mortgage Note Fund? How Accredited Investors Earn Monthly Passive Income | Labrador Lending Passive Investing Mortgage Note Fund Accredited Investors 📖 12–14

Wall Street’s 10 Year Stock Market Forecast
What Wall Street’s 10-Year Stock Market Forecasts Mean for Income Investors | Labrador Lending What Wall Street’s 10-Year Stock Market Forecasts Mean for Income Investors

Mortgage Note Investing: The Income Strategy High-Net-Worth Investors Are Using
Skip to content Mortgage Note Investing: The Income Strategy High-Net-Worth Investors Are Using How accredited investors are leveraging mortgage note funds for stability, cash flow,

How Much Money Do You Need to Start Investing in Real Estate Notes?
Think you need six figures to start with real estate notes? Not necessarily. You can begin smaller—then use smart capital strategies to scale. Here’s what

5 Reasons You Need a Note Investing Mentor
Note investing offers an incredible opportunity to generate income and build long-term wealth—but it’s not without its complexities. From due diligence and portfolio management to

How Investors Can Unlock Passive Income with Mortgage Note Funds
Investing has always been a pathway to financial freedom, but not all investments are created equal. For investors seeking steady, reliable passive income, mortgage note

Exploring Mortgage Note Funds: A Smart Investment for Passive Investors
As a passive investor, you understand the importance of building a diversified portfolio that withstands market volatility while providing consistent income. One alternative investment that

How To Use Infinite Banking To Fund Your Note Business
Infinite banking has been a central strategy in our ability to grow our note business in the last couple of years. To find out why

How Passive is Note Investing?
“It’s much more passive that traditional real estate investing” is a phrase you might see or hear when starting your research into the world of

Note Partials vs. Hypothecation – What’s the Difference?
Two similar strategies in the note-investing world are often referred to as partials and hypothecation. These techniques can be excellent ways to create a win-win

Five Tools for Note Investors To Help Borrowers through Financial Hardship
In this article, we explain the differences between five tools at a note investor’s disposal when a borrower experiences financial distress. We take a look

Jacksonville, FL, Case Study 2.0
How We Turned a Non-performing Note into a Cash-flowing Rental Property Background This article is a follow-up to a post we made in December, 2019.

Where To Find Mortgage Notes
A common question asked by new mortgage-note investors is, “Where do I find notes to purchase?” It is not as easy as buying a stock

Ten Reasons To Invest in Mortgage Notes
#1 – discounted pricing Both performing and non-performing notes are almost always sold at a discount. What does that mean? It means that if the

Self-Directed Retirement Accounts
Supercharge your future by investing in mortgage notes with money you already have. What is a self-directed IRA? A self-directed individual retirement account (SDIRA) is

Jacksonville, FL, Case Study
Would you cash out with a 200% annualized ROI? Or would you decide to beat the elusive 2% rule? Find out what we chose below.

How To Profit by Buying Non-Performing Notes
There are many ways to make money by investing in distressed, 1st-position mortgage notes.

Labrador Lending: Our Story
Treating Real Estate as a Business In late 2009, my wife, Emily, and I purchased our first rental property, a condo in Baltimore County, Maryland.

What is a Land Contract (Contract for Deed)?
In this article, we will cover: the basics of a land contract, the characteristics that make a land contract unique when compared to other purchase

Investing is Like Tubing Down a River
Last weekend, my wife, our two kids, and I went camping in West Virginia with some friends. We stayed at Big Bend Campground, situated in

What Note Investing Can Do for You
Why should you consider investing in notes? I’ll give you six reasons to consider, along with two real-life case studies that display the true power

Check Your Ego at the Door; Life Lessons from Team Sports
“Talent wins games, but teamwork and intelligence win championships.” — Michael Jordan Team sports have been a part of my life for many years. In

A Lesson from the U.S. Military
“Most people overestimate what they can do in 1 year and underestimate what they can do in 10 years.” — possibly Bill Gates My time

Notes vs. Real Estate–Which One Wins?
Most people are generally familiar with the concept of investing in real estate. Many of us have rented housing or we have been landlords either

An Intro to Note Investing
When I tell people I invest in notes, some of them look at me like I have three heads. I kinda wonder if they are

Making Things Better
There are many advantages to investing in both real estate and mortgage notes, really too many to list here. Lower taxes, real-property collateral, appreciation,

Three things I’ve learned (or re-learned) from starting a note-investing business
#1: It’s all about marketing; oh, and more marketing I recently took a three-day, virtual workshop, which I highly recommend, and right off the bat,
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