Labrador Mortgage Note Asset Management Service
What exactly is a Hybrid Investor when it comes to Mortgage Notes?
In the world of mortgage note Investing, not every investor fits neatly into “active investor” or “passive investor.”
Some look at both approaches and think, “Neither one really feels right for me.”
Hybrid note investors want the best of both worlds:
Higher returns and more control — choosing which mortgage notes to buy, which states to invest in, and which markets to target.
Freedom and flexibility — outsourcing the day-to-day operations to a trusted mortgage note asset management team.
They stay in the driver’s seat for key decisions without getting buried in servicer coordination, attorney follow-ups, or borrower communication
If this balance sounds like you, the next question is simple:
👉 How do you stay in control without managing every operational detail yourself?
That’s exactly what our Mortgage Note Asset Management Service was built for — a smarter system designed for hybrid note investors who want control, performance, and peace of mind through professional mortgage note asset management support.
In the World of Mortgage Note Investing, Not Every Investor Fits Neatly Into "Active Investor" or "Passive Investor."
Some look at both approaches and think, "Neither one really feels right for me."
Hybrid Note Investors Want the Best of Both Worlds
Combining control with freedom to create the perfect investment strategy
Higher Returns and More Control
Choosing which mortgage notes to buy, which states to invest in, and which markets to target.
Freedom and Flexibility
Outsourcing the day-to-day operations to a trusted mortgage note asset management team.
They stay in the driver's seat for key decisions without getting buried in servicer coordination, attorney follow-ups, or borrower communication.
If this balance sounds like you, the next question is simple:
👉 How do you stay in control without managing every operational detail yourself?
That's Exactly What Our Mortgage Note Asset Management Service Was Built For
A smarter system designed for hybrid note investors who want control, performance, and peace of mind through professional mortgage note asset management support.
Get Started with Asset ManagementIntroducing our Mortgage Note Asset Management Service
Built for hybrid investors who want the balance of control and convenience in managing their mortgage note portfolios.
Benefits of our Mortgage Note
Asset Management Solution
For investors who want flexibility, control, and professional support.
Direct Ownership
You own the notes — not fund shares — with full transparency and control over each asset.
Customized Strategy
We tailor your note management approach to your goals, risk tolerance, and preferred markets.
Maximized Performance
Enhance your returns through expert management while keeping your involvement minimal.
Time Freedom
Avoid the workload of managing servicers, borrower communication, and legal coordination.
Experienced Support
Rely on seasoned professionals experienced in handling performing and non-performing notes.
Regular Reporting
Get clear, consistent updates on borrower activity, portfolio status, and asset performance.
Strategic Guidance
We monitor and manage your assets proactively to reduce losses and preserve long-term value.
Confident Scaling
Stay as hands-on or hands-off as you want — we handle the day-to-day management.
Who This May Be Right For
The Asset Management Service is designed for investors who value control but recognize the opportunity cost of managing every operational detail themselves.
Investors who know the note business well but want to reclaim time while maintaining portfolio control and decision-making authority.
Entrepreneurs, executives, and professionals who want to invest actively but can't justify the daily time commitment required for self-management.
Investors focused on building a customized portfolio aligned with specific markets, strategies, or return targets that a fund can't provide.
Active investors looking to grow their portfolio size without proportionally increasing their operational workload or hiring staff.
Those who want transparency into every asset and the ability to make final decisions but don't want to manage servicers and vendors directly.
Graduates of our mentorship program who have built the skills to source and evaluate notes but want professional support managing their growing portfolio.
Individuals who want access to mortgage note investing but don’t meet accreditation requirements — seeking a more transparent way to participate without joining a fund.
How Mortgage Note Asset Management Works
A transparent, collaborative process designed around your investment strategy.
The Smarter Way to Handle Mortgage Note Asset Management
The operational details that consume time without generating returns.
Servicer Management
Coordinate with licensed servicers handling borrower communication and payment collection
Review monthly reports and performance metrics
Monitor escrow, taxes, and insurance compliance
Track fees, reconcile discrepancies, and flag issues
Vendor & Documentation Management
Coordinate third-party vendors (servicers, attorneys, title, preservation)
Ensure accurate reporting and document organization
Maintain asset-level tracking for key events and deliverables
Property (REO) Oversight
Coordinate with vendors for property preservation and maintenance
Review inspection reports and contractor bids
Monitor disposition progress and sale execution
Default & Legal Coordination
Oversee timelines for delinquent or defaulted assets
Coordinate with attorneys on foreclosure progress and documentation
Track status updates and ensure milestones are met
Reporting & Portfolio Tracking
Provide portfolio performance dashboards and summaries
Deliver asset-level status updates
Maintain oversight of servicer-generated cash flow and activity reports
Asset Management Service Pricing
Our pricing is designed to align with your note portfolio type and level of management support.
Structured with an upfront fee and an exit fee, similar to a phased billing model. This covers the active management required to stabilize and resolve non-performing assets.
Charged a monthly management fee or small percentage of portfolio value, reflecting the lower maintenance these assets require.
For larger or more complex portfolios, we can tailor a structure that aligns with your goals and level of involvement—whether you’re a passive, active, or hybrid investor.
Frequently Asked Questions
No. Labrador Lending does not interact directly with borrowers. We coordinate with professional servicers and vendors who handle all borrower communications, property checks, and related activities. Our role is to manage and oversee those vendors to ensure your assets are properly handled.
Note sourcing is not part of asset management, but we can review deals you’re considering and connect you with trusted sellers or brokers. For sourcing support, you can explore our mentorship program.
We manage performing and non-performing residential mortgage notes, including first and second liens. We’re experienced in handling complex cases involving foreclosure, bankruptcy, loan modifications, REO dispositions, and commercial notes.
Clients receive monthly portfolio summaries and individual asset updates. Any urgent matters—such as major decisions or changes in loan status—are communicated immediately. Update frequency can be customized based on your preferences.
Yes. You maintain full ownership and control over your assets. We execute the day-to-day management, provide expert recommendations, and coordinate vendors, but you approve all key decisions.
No. You can continue working with your preferred servicers, attorneys, or vendors. However, many clients choose to leverage our vetted network for efficiency and reliability. We can adapt to either setup.
We intentionally limit the number of clients we serve to maintain quality and responsiveness. Each portfolio receives personalized attention, detailed reporting, and transparent communication at all times.
Yes, you can cancel at any time however, there would be a a fee to be paid per loan.
No. Our service is strictly focused on asset management. You remain responsible for your own financial recordkeeping, and tax reporting. We can, however, recommend you one of our partners Haven Financial Services.
Absolutely. Many investors begin with our Mentorship Program to build experience, then move into Asset Management as their portfolio grows. Both services can also operate together depending on your needs.
Yes. We manage performing notes (where borrowers are current), non-performing notes (where workouts or foreclosure may be required), or a mix of both. Our expertise covers the full lifecycle of mortgage notes.
The key difference is ownership, control, and investor eligibility. The Integrity Income Fund is open only to accredited investors and operates as a fully managed investment — you own shares in the fund, and our team makes all management decisions.
With the Asset Management Service, you don’t need to be an accredited investor. You own the notes directly, maintain full decision-making authority, and capture all potential upside, while our team handles the day-to-day management and operations on your behalf.